Are you interested in purchasing our bank ratings model, structure, or methodology?

Why buy VERIBANC's system?

In 1981 VERIBANC, Inc. (VERIBANC) pioneered a purely quantitative bank rating system, from the depositors point of view.  Since then, our twenty-five year history of predicting bank failures has paralleled the performance of the banking industry, quite nicely.  With a unique balance of ratings efficiency (over 99 percent) versus a false alarm rate (under 20 percent), we have a dynamic model that has no equal.

A singular focus on banking safety and soundness has allowed us to augment existing metrics as soon as new information became available.

Others may claim to be as efficient as VERIBANC.  For those that use peer grouping in their ratings, this simply cannot be.  The problem with peer grouping is in "poor banking times" - "good banks" (the high end of the peer group) may not be.  While other rating services may claim perfection at predicting bank failures, you have to ask the question - How can that be?  The answer is the criteria they use is so onerous that they sweep a large percentage of the industry into their lower ratings categories at the expense of perfectly good institutions.

No one has the balance and breadth of risk assessment that VERIBANC has developed.  To this day, VERIBANC is the only firm that has a quantitative measurement for management's contribution to risk.

VERIBANC is the only bank rating firm that has continuously published its track record.  Since 1981, our unparallelled effectiveness and transparency allows us to offer you our model for rating banks.

If you would like to know more about our system or receive a copy of our non-exclusive bank rating sales agreement, please contact Mike Heller via Email or call him at 800-837-4226.

Thank you for your interest in VERIBANC.

We look forward to hearing from you.